Please accept my application into full membership of the Great Northern Cooperative. I hereby agree with the terms disclosed in the Articles of Incorporation and Bylaws of the Co-op, now and hereafter in effect, copies of which are available upon request. Upon approval of the application, I will agree to pay the annual membership fee of $45 and that I have signed the Membership Agreement. After my membership shall have been in effect for 1 year from the date of the signed Agreement, either party may terminate it by notifying the other party in writing of this intention. If neither of the parties of this agreement so notifies the other, it is mutually agreed that this shall constitute conclusive evidence that the parties have renewed this agreement for another year and will be automatically billed. I authorize the references listed above as well as any other creditors or credit bureaus to release credit information on any of my accounts.